When my family moved to Italy, I learned quickly that the first headache was the banking system. Many Italian agencies only accept local accounts, creating an impossible loop for new residents. Here's my personal dual-banking strategy using the free accounts from Revolut and Wise to get the local ‘IT’ IBAN you need, plus the amazing perk of teaching my kids about money with the Revolut <18 accounts. This is how we beat the bureaucracy!